Blizzards. Tornados. Hurricanes. Floods. Riots and acts of terror. The unexpected can leave small-business owners floundering – often for much longer than necessary. In fact, many businesses forced to short their doors temporarily during such times of crisis never reopen. From dealing with simple hurdles (cell phone dead and power out) to major problems (“I’ve been meaning to start regular computer back-ups…”), getting prepared can mean the difference between long-term success and failure. And, being able to say you have such a plan goes a long way to showing clients and potential investors of your long-term stability.